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Borrowing can help when you really need it โ but understanding the rules keeps you in control.To take something, usually money, that you must give back later.BorrowTo give something, usually money, to someone who will return it.LendMoney you owe because you borrowed it and haven't paid it back yet.DebtAn agreement where a bank or person lends you money with set rules.LoanThe percentage extra you pay on top of what you borrowed.Interest rateTo give back the money you borrowed, often in regular payments.RepayThe ability to buy now and pay later โ a form of borrowing.CreditMoney you still owe because you borrowed it is calledโฆprofitdebta depositThe percentage extra you pay back on a loan is theโฆbalanceinterest rateunit priceGiving back the money you borrowed is calledโฆlendingearningrepayingBuying something now and paying for it later is usingโฆcreditsavingsa receipt
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