Your credit score is like a trust rating — it tells lenders how reliable you are with money.A number (usually 300–850) that shows how trustworthy you are with borrowed money.Credit scoreA record of every loan and credit card you’ve had and whether you paid on time.Credit historyFailing to repay a loan as agreed — it seriously damages your credit score.DefaultA detailed document listing your credit history, debts, and payment behaviour.Credit reportBeing judged reliable enough to borrow money — lenders check your score to decide.CreditworthyHow much of your available credit you’re using — lower is usually better for your score.UtilisationWhen a lender checks your credit report — too many enquiries can lower your score.EnquiryA credit score typically ranges from…0 to 100300 to 8501 to 1000What happens if you default on a loan?Your score goes upNothing changesYour score drops significantlyCredit utilisation measures…how much credit you use vs. haveyour monthly incomethe number of bank accounts you ownToo many credit enquiries can…boost your scorehave no effectlower your score
Type what you hearBravo!Yes!Perfect!You got it!Great ear!Not that one. Try again.Tap me to hear itRepeat after meLearn by doingTap a picture, then its wordTap the microphone and say itBeautiful!Not quite. Listen and try again.Listen once moreTry againRemember this onePerfect sentence!Listen to the right orderWritten perfectly!Look at the spellingPass the quiz to bank your Mondi.You already completed this lesson.Back to your course.You did it!That landed. Good.Not quite. No panic, we go again.Your turn. Take your time.Easy does it.Come on, you can do this!Right on the beat!Feel the rhythm and go.Look at you, smashing it!Nailed it.Clean answer. I noticed.Overthinking it? Try again.Quick one. You know this.Read it twice, then answer.Five stars!Excellent answer. Would book again.No worries, guests forgive. Once more.Your turn, the room is yours.