If you want to achieve lasting wealth, you must be willing to change your habits.

For the last 15 years, I’ve been learning from the successful people in the world. By modeling their beliefs and behaviors, I’ve been able to achieve financial freedom.

Modeling is a technique used by those with a growth mindset – those who believe that we can learn and unlearn behaviors.

Why reinvent the wheel when you can extract knowledge from those who have already achieved what it is that you want?

If you want access to 5 rich people habits for creating wealth, read on!

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Rich people share similar habits.

The most successful people in the world don’t get to the top of their game by acting like everyone else. Rather, they possess specific traits and behaviors that have helped them create wealth faster than others. In effect, they are willing to do what most won’t do. Did you know that habits make up 95% of a person’s behavior? You are the sum of your habits.

Everything that you have or don’t have today is determined by the quality of your habits. Given that successful people have successful habits, it makes sense to pay attention to what they are doing. What one man or woman can do, another man or woman can do. There’s no reason why you can’t be rich. Anything is possible.

I’ve identified 5 rich people habits that have contributed to my financial well-being. If you have the desire to build long-term wealth, adopting these habits will help you achieve your financial goals.  Let’s dive in!

1. The Habit Of Money Management

Being a great money manager means that you are on top of your finances 24/7. A lot of people avoid looking at their bank account or credit card statements. Is this you? You may not be happy to see how much money you currently have in your account. However, when you avoid the truth, you have no power to change your financial situation.

Cultivating awareness goes a long way when it comes to managing your money. I check my investments on a regular basis. Doing so ensures that I am on top of my finances and expenses. If I drop the ball, my expenses will creep up and my investments will get off track.

If you cannot manage the money you already have, you will not be able to manage larger sums as you become more successful. The best way to manage your money is to start budgeting. Be mindful of where your money is going every month. Find ways that you can spend less so that you’re able to save money for your future.

The most successful people invest time, attention, and energy into their finances. The more that they think of ways to save their money and grow their wealth, the richer they become. Remember… whatever you focus on will expand.

2. The Habit Of Saving Money

If you can’t save money, you’re not going to be able to get ahead in life. The big mistake that I see a lot of people make is that they live paycheck to paycheck. Whatever money they have coming in goes directly towards their expenses. It’s not how much money you make that matters. Rather, it’s how much money you keep.

I know quite a few people who make a lot of money but they spend it all. Sure enough, they have zero savings. Hence, their money doesn’t appreciate over time. I’m still frugal in some aspects of my life, despite the fact that I’ve already achieved financial freedom. In order to be a great saver, you have to be willing to sacrifice the present moment for your long-term future.

Start planning for your retirement. Think about where you’re going to be in 30-40 years from now. When you start saving your money early, your money has more time to compound. I recommend saving 10% of what you earn. Be willing to delay gratification in the short-term. Your future will thank you for it.

3. The Habit Of Investing

A lot of people consume and spend money on products instead of investing in the very companies that create those products. What I love about investing is that it allows me to invest in incredible entrepreneurs who are changing the world for the better. In his book, Rich Dad, Poor Dad, Robert Kiyosaki says that you need to invest your money into assets, not liabilities.

An asset is something that appreciates and grows in value over time. What assets can you invest your money into? The key to investing is to just get started! It is equally as important to invest in your personal growth and development as it is to invest your money. Taking care of your health and well-being will ensure that you are able to create more wealth. At the end of the day, your health is your wealth.

4. The Habit of Continual Learning

The more that you learn, the more money that you will earn. The most successful people are constantly upgrading themselves, whether that’s from books, courses, or from being in close proximity with successful people. A five-year study of 177 self-made millionaires found that the self-made rich made a conscious effort to only forge relationships with individuals they aspired to be: other rich and successful people.

Successful people ask questions. They leave their ego at the door, never assuming that they know everything. As a result, they are better able to absorb new knowledge and put it into action. More importantly, they don’t stop learning. They are up-to-date on cutting-edge trends in their industry which ensure that they are always one step ahead of the game.

If you want to achieve a high level of financial success you must adopt a growth mindset. I believe that everything is learnable. There is so much knowledge that you can consume on the Internet. Your level of income is in proportion to your level of self-development. The more that you commit to expanding your mind, the more money that you will make. It’s that simple.

5. The Habit Of Giving

The only way that you make money is by contributing to others. The more that you give, the more that you will get rewarded. If you work a 9 to 5 job and you aspire to get a raise, give more! Think about ways that you can add more value to the company you work for. How can you help the company make or save more money?

This is what will help you stand out from other employees. In turn, you will create more opportunities to expand your skills and make more money. Similarly, if you’re an entrepreneur, figure out how you can stand out from the competition.

Create a unique selling proposition that nobody else has. Make it a priority to over-deliver to your audience. In my business, I always focus on giving more than I receive. That is the formula for business success.

Which habit of creating wealth will you take action on today?

Keep in mind that you cannot implement these money habits once or twice and then expect to see results. Rather, you need to consistently practice them over the long-term.

There is one thing that I can be sure of… if you commit to building these rich people habits, wealth and financial freedom will flow into your life.

Are you ready to build a successful online business and create long-term wealth? CLICK HERE to take my FREE survey to discover which business is best for you!


What Mondosol can do for an Owner?

I want to start provoking your curiosity with this simple question: Is Mondosol or the property Owner an Idiot?

Continue reading “What Mondosol can do for an Owner?”

Who is Ettore Galasso and how he Made €38,320 in 5 Months?

Do you know who is Ettore Galasso and how Mondosol has helped this property owner in less than a year to get approximately 15% of bookings more? 

Continue reading “Who is Ettore Galasso and how he Made €38,320 in 5 Months?”

A New Year’s Gift Just For You

Did you know 80% of people never set goals for themselves?  Continue reading “A New Year’s Gift Just For You”


Love to travel again

So today I start to travel again.

I’m back in the travel business. It feels so good and so strange.

In the airport now there are almost no people and the one working they seem fed up not very happy.

I had to take a very annoying corona test. It made me cry and I have used all my 💰…

Anyway is a strange feeling but it feels good to be able to travel again.

+ man people woman desk

Avoid Long-Term Debt with those 4 Tips for Young Adults

As a young adult, you may find it difficult to establish your financial independence when you’re facing many burdens. However, you can Avoid Long-Term Debt and set yourself up for success by learning and practicing these 4 Tips.

Young adults are more likely to make alarming financial decisions, and this could easily destroy their future. A study on ‘Debt and Overindebtedness’ revealed that young individuals are borrowing greater amounts of money, as compared to previous generations. Numerous factors are contributing to this trend, including expensive tuition fees, lower income, and even financial illiteracy.

Why follow those 4 Tips for Young Adults to Avoid Long-Term Debt

A major longterm debt restricts your monthly cash flow in the near future. The higher your debt balances, the more you commit to paying each month. This means you have to use more money to repay debt instead of making new investments. Following these 4 tips, can avoid you long-term debt. You will become financially stable, mastering good money management.

illustration of man carrying box of financial loss on back because of long-term debt
Photo by Monstera on Pexels.com

Make a Battle Plan for Your Current Debt

Loans can help you attain further education, live in better homes, and use better modes of transportation. Though young individuals can access better living conditions through loans, their economic situation makes it hard for them to pay off huge amounts of debt.

As a young adult, you can meet your needs and tackle your debts wisely by having a strategic plan. The Harvard Business Review recommends the snowball method, as the most effective strategy in paying off debts. In this method, you need to start identifying all your debts, from the smallest to the largest one. Afterwards, you need to work on paying off the smallest loan as early as you can. Also keep meeting the minimum balance of other debts. This is a practical and strategic method that will build your progress and motivate you to continue tackling your debts.

Make a plan to Avoid Long-Term Debt

Learn How to Manage Your Money

You can avoid loans and become financially independent while you’re still young by learning how to control your spending. In fact, one of the top ‘5 Habits to Get Rich’ is proper money management, and it’s for a good reason! This habit teaches you how to address your current financial needs, while saving money and building your wealth.

To achieve this, you can try different budgeting techniques that would suit your needs. For instance, the 50/30/20 method teaches you to allot half of your earnings to your bills, 30% to your wants, and the rest to your savings. You can also use different budgeting apps, such as Personal Capital or Mint, to monitor your spending closely.

flat lay photography of gold iphone on opened notebook beside pen to manage your money and Avoid Long-Term Debt
Photo by Jessica Lewis on Pexels.com

Establish Good Credit Card Habits

Responsible individuals get to enjoy rewards and pay little to no interest while using credit cards. This payment method opens up many benefits that you typically won’t get when using cash, especially when you practice good credit card habits.

Before getting numerous credit cards, Petal suggests that you consider getting one which offers perks that are relevant for you and your lifestyle. For instance, individuals who often travel can save a lot of money by using a card with a frequent flyer program. It is important to pay your monthly credit card bills in full to avoid getting charged with a high interest. So you can free yourself from high credit card charges, enjoy additional savings and perks on top!

Establish good credit card habits to Avoid Long-Term Debt with master card visa credit card gold
Photo by Pixabay on Pexels.com

Create an Emergency Fund

The global economic crisis is a testament to the importance of an emergency fund. Numerous individuals, from investors to business owners, have suffered from the global market’s fall. As a result, many people have taken out loans to get through this difficult period.

While you’re still young, you need to prepare yourself for any situation by setting aside some money for savings. Financial expert and bestselling author Ramit Sethi emphasizes that you must save money for one year’s worth of expenses. This will save you through tough times so you won’t need to sign up for excess loans.

You can achieve financial security by establishing good financial habits. Use these tips now to avoid Long-Term Debt.

If you want more than 4 Tips for Young Adults to Avoid Long-Term Debt

Sign up for our course ‘How to Imagine Your Dream’, which will help you build your wealth and achieve your desires.

+ Adventure Activities in Qatar

Try Adventure Activities in Qatar

Qatar is an excellent destination for adventure sports all year round, thanks to its diverse landscapes and pleasant climate. From extreme sports for adrenaline junkies like rock climbing, skydiving, and dune bashing to leisurely fun such as scuba diving and sailing, there are plenty of activities to look forward to during your Qatar trip. If you’re looking to get active with some cool outdoor adventures, check out our roundup of the best adventure sports to enjoy while visiting Qatar. Try those adventure activities in Qatar:

Dune bashing

Explore Qatar’s unique landscape

Dune bashing tour activity in Qatar

Dune bashing in Qatar is one of the best ways to experience the country’s unique desert landscapes. You can either rent a dune buggy or hire an experienced driver with a 4WD who will take you to Khor Al Adaid. This UNESCO-recognised nature reserve is well-known for its picturesque beaches with crystal-clear waters and golden sand dunes. Keep in mind that dune bashing is an adrenaline-fuelled activity that’s not suitable for the faint-hearted.2

Scuba diving

Get up close to a variety of marine life

Scuba diving activity in Qatar

The warm turquoise waters of the Arabian Gulf are home to incredible marine life, so it comes as no surprise that scuba diving is a must-do in Qatar. Besides heading out to artificial reefs, you can enjoy a pleasant diving experience at the Macadeen shipwreck by taking a chartered boat. You’ll find many centres in Qatar that offer diving lessons for both beginners and experienced divers. Some of Qatar’s most popular scuba diving companies are Poseidon Diving Center and the Qatar Scuba Centre.3

Rock climbing

Climb incredible rock formations in Qatar

Rock climbing activity in Qatar

If you want to experience the adrenaline rush that comes with rock climbing, Qatar has several options. Home to extraordinary rock formations, Bir Zekreet is located on the west coast of Qatar and is a great place for rock-climbing. If you’re interested in bouldering, visit Musfur Sinkhole, a cave in Umm Al Shabrum. Families or those who prefer staying indoors can opt for the Galaxy Sports at Ezdan Mall in Al Gharafa.4


Enjoy magnificent views from the sky

Skydiving activity in Qatar

Skydiving is one of the most adventurous things you can do in Qatar. Companies like Skydive Qatar have an excellent safety record and offer professional instructors who can teach everything there is to know about skydiving. After you jump out of a plane in Doha, you can enjoy spectacular views of a futuristic metropolis surrounded by a vast desert.5


Ride the winds and waves on Qatar’s most popular beaches

Kitesurfing activity in Qatar

Kitesurfing is an excellent water sport to try in Qatar and many places in the country offer ideal conditions for this adventurous activity. Located just a short drive from Doha, you’ll find Fuwairit. Unlike most beaches in Qatar, Fuwairit is easily accessible and attracts many kite surfers. There’s also Zekreet, a huge lagoon with shallow waters located just an hour’s drive from Doha. This enclosed bay is an ideal spot for beginners. Some of the other popular kitesurfing locations in Qatar include Al Mafjar, Sumaysimah, and Al Aaliya Island. Kitesurfing season in Qatar runs from January to June.6

Camel rides

Admire the landscape from a ‘Ship of the Desert’

Camel ridesi tour activity in Qatar

There are many places in the world where you can have close encounters with camels, but Qatar takes things to the next level. You can either watch a camel race or enjoy a ride over the sand dunes in Qatar. Visit the Al Shahaniya Racetrack, which organises competitive domestic and international tournaments and offers visitors an opportunity to see prized camel races. If you want to ride a camel to admire the fascinating desert landscapes, a typical package includes a 1-hour-long camel ride, hotel transfers, and refreshments like Arabic coffee and tea.7

Quad biking

Experience Sealine Beach on an ATV

Quad biking activity in Qatar

When you’re out in the desert, quad biking is a great activity to enjoy. Similar to dune bashing, quad biking in Qatar is suitable for both experienced riders and beginners, though novices usually stick to the flat terrain and leave the steep dunes to the pros. Sealine Beach is one of the most popular destinations for quad biking in Qatar. There are numerous outlets where you can rent quads.


Try mid-air tricks over the water

Wakeboarding activity in Qatar

A combination of snowboarding and water skiing, wakeboarding has become a very popular activity in Qatar over the last couple of years. If you’re a beginner, you’ll be happy to hear that this water sport is quite easy to learn. Located near Pearl Qatar, Diplomatic Club is the best destination in Doha to try wakeboarding. There’s also Qatar Water Sport on the private beach of the InterContinental Doha, which is run by water sports enthusiasts who can make your wakeboarding adventure a memorable experience.9


Explore the waters of the Arabian Gulf

Sailing activity in Qatar

Thanks to its geographical location, Qatar offers ideal conditions for sailing year-round. With the help from the Regatta Sailing Academy, sailing the waters of the Arabian Gulf has never been easier. The highly experienced instructors offer a variety of certified sailing courses for all ages and abilities. A wide variety of boats and yachts can also be hired from Boat Lagoon Yachting.10

Jet skiing

Join a jet-ski safari tour

jet-ski safari tour activity in Qatar

If jet skiing is what you’re after, you’ll be happy to hear that Qatar offers many jet-ski safari tours. You can enjoy magnificent views of places like Pearl Qatar and the Corniche with a group of fellow thrill-seekers or opt for a solo journey with a jet ski.

Deals at hotels.com with desert excursions included.

More Information on how to Try Adventure Activities in Qatar:

If you wonder if you should try adventure activities in Qatar

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