I curate weekly discount codes and offers. I also give user-friendly financial resources and tools. These resources are constantly evolving and being updated. This ensures the best options for managing your finances.

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Here’s an expanded list of my favorite list of financial resources:

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You can strengthen your financial literacy by utilizing these resources and tools. You can make informed decisions and work towards achieving your financial goals. Happy financial journey!

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If you’re looking for a new bank account or credit card, companies will offer you incentives. They pay you hundreds of dollars to use their products.

• Banking – Best Bank Account Bonuses – Minimum $100
• Stock Broker – Best New Brokerage Account Promotions
• Credit Cards – Best Credit Card Offers

Personal Finance Apps

Managing your finances has never been easier thanks to the plethora of user-friendly apps available at your fingertips. You have several options to choose from. You prefer the convenience of mobile apps. Alternatively, you like the comprehensive features of web-based platforms.

Mint

Mint is a popular app that helps manage your finances. It lets you link all your accounts in one place. This gives you a full view of your income, expenses, and investments. With its easy-to-use interface, you can track spending, create budgets, and set financial goals. Mint also sends notifications and reminders, so you never miss a due date or overspend.

Personal Capital

Personal Capital simplifies financial management with strong investment tracking and retirement planning tools. It helps you monitor your accounts, gain investment insights, and manage your portfolio. With Personal Capital, you can track your net worth, assess your investment performance, and prepare for retirement.

YNAB

If you prefer a hands-on way to manage your budget, YNAB (You Need a Budget) may be ideal for you. YNAB uses zero-based budgeting, meaning every dollar has a purpose. By assigning your income to categories like bills, savings, and spending, you take control of your finances. With its reporting tools and goal-setting features, YNAB helps you make smart financial choices and plan for the future.

These tools make managing your finances easier, giving you useful insights to help you make better decisions. Don’t wait—take charge of your money now and move towards financial freedom!

Banking Tools

We have personal bank accounts at SpareBank1 in Norway and FinecoBank in Italy. We also have company accounts at PayPal in both countries and SpareBank1 in Norway.

Our company, Mondosol, will need a bank account when it is set up in the US. I’ve heard good things about Ally Bank, Bank of America, and CapitalOne360.

Ally Bank will be the center of my Financial Network Map. They offer high interest rates on checking and savings accounts. Their app for Android and iPhone has everything I need. I plan to use them soon.

Bank of America will serve as a regular checking account for occasional cash deposits and withdrawals.

CapitalOne360 is still available because it was once ING Direct. I will use it as my bank account firewall with Paypal and other payment services. With a minimum of just $1, and no fees, it’s cost-effective to keep this account. The interest rates are similar to Ally Bank.

Investing Tools

I use Etoro for stocks, ETF, Index, and Crypto. Also I use FinecoBank for ETF and Mutual Funds. Instead for Crypto I use Coinbase. I would like to try Robinhood, Vanguard and Ally Invest.

I didn’t transfer my holdings from Etoro to Vanguard because Etoro has no fees and is a good platform. I’ve also tried trading with TopSteps for a funded account.

Vanguard is where I hold everything else because Vanguard has the best funds. I have a few stock holdings there too but the bulk of money is in mutual funds or ETFs. Vanguard has a Personal Advisor Service as well as a robo-advisor-like Digital Advisor Service.

AcreTrader is a real estate platform I’m excited about. I made three investments there as of January 2021. They invest in farmland, which is a nice asset class that I don’t otherwise have exposure to.

In other real estate news, I’ve dabbled in real estate investing through a crowdfunded real estate platform – I’ve looked at AcreTrader and Fundrise as the two interesting players in this place. Fundrise is a bit different in the setup because you invest in a fund, rather than directly in properties. AcreTrader is fun because you invest in farmland. 🙂

I’ve also dabbled with Robinhood because it’s a fun little app and who doesn’t like free trades? You can also get stock for referring people to Robinhood, up to $500.

Finally, two investment platforms that I find fascinating but have yet to invest in is Vinovest for wine and Masterworks for fine art. Links go to our review of each platform.

Credit Cards

Our three main credit cards are the Southwest Airlines Rapid Rewards Visa Credit Card, The Starwood Preferred Guest® Credit Card from American Express, and the Costco Anywhere Visa Card by Citi.

We love the Southwest Airlines Rapid Rewards Visa Credit Card because it’s our primary engine for earning a Southwest Companion Pass each year. The Companion Pass is one of the best frequent flyer perks out there and the card helps us get the 110,000 Rapid Rewards points you need to earn each year to maintain it. What’s powerful is that you can get 50,000 Rapid Rewards points with a referral, more details here, plus you can earn up to 50,000 points in referrals each year.

The Starwood Preferred Guest® Credit Card from American Express is the cornerstone idea behind visiting Disney for free, since you can use the SPG Points at the Swan and the Dolphin. They’re Disney-ish properties – you get perks like Extra Magic Hours, transportation and FastPass+ reservations but you don’t get transport from the airport and complimentary Magic Bands.

Finally, the Costco Anywhere Visa Card by Citi is our basic cashback card linked to our Costco membership.

If you want to see what the best travel promotions are for credit cards, you’ll want to visit our partner for the latest and greatest.

Miscellaneous Tools

This area is for all the financial tools we use that don’t fall into a nice convenient “money” category.

One tool that I don’t use, and doesn’t qualify as a free service, is You Need a Budget. We’re at the financial point in our life when budgeting is no longer an important piece of our finances but we know how powerful it can be. You Need a Budget is a paid budgeting tool that will get you on track and has been used by thousands of people to build a budget they can stick with. I met the founder Jesse Meacham many many years ago and I’ve always been impressed with their service.

Insurance

Insurance is critical and this is how I think about insurance.

If you need life insurance, I recommend checking out our list of the best life insurance companies. We briefly discuss companies like Bestow, Fabric, Ladder, and more – you will be able to find an affordable policy through one of these providers.

If you don’t have major debts (like a home mortgage) or dependents (those who rely on your income, such as kids or elders), you may wish to get disability insurance. It can replace a percentage of your income if you become disabled for some reason – here’s why you may or may not want disability insurance.

This page is a work in progress and will be updated and refreshed with the latest and greatest resources and tools I use or recommend.

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