personal finance

Simple tools for smarter shopping: a plan, unit prices, the waiting rule and cost per use.

Four common debt traps, how interest makes debt grow, and five habits that keep you in control.

What an emergency fund is, how much to save, where to keep it and how to start on a small…

Learn three easy ways to track your spending, sort it into categories and spot money leaks.

The 50/30/20 rule splits your net income into needs, wants and savings. Learn how it works, see a worked example,…

Make your first budget in five simple steps: income, fixed costs, variable costs, pay yourself first, balance. With a worked…

Review the seven Money Basics lessons in one page: money, earning and spending, needs and wants, saving, banks, prices and…

What are taxes, where does the money go, and what is the difference between gross and net pay? A simple…

Why do prices change? Learn how supply and demand, costs and inflation set prices, and how to compare products with…

What does a bank actually do with your money? Learn how banks work, the difference between an everyday (checking) account…